This post is sponsored by Vanguard but the content and opinions expressed here are my own.
In my opinion, bonding with Camilla and creating memories is a top priority. Babies grow so fast and building memories is a must. We all have the option to assess our cash investments and recognize the choice to put our interest first when it comes to saving. In this case, what’s $160 really worth? Personally, I decided to spend the amount on matching outfits for Camilla and I to have a photoshoot. I was able to bond with Camilla by shopping together and creating lifelong memories in high quality photos.
3 Simple Ways to Bond with Your Baby
- Chat and smile: In my perspective, having a positive conversation with your baby is the best way to bond together. Although, your baby probably won’t understand you, it will already know your voice, and recognize a smile.
- Find your place: Without a doubt, find a special place you go to regularly that belongs to just you and baby. At the moment, a nearby park is our special place where we go to couple times a week.
- Spend time alone together: As a matter of fact, time alone with your baby is highly important for both of you. Often times, family members are eager to help out but rather interfere. It’s ok to tell everyone to leave the baby and you alone for a while. In my experience, letting everyone know I am busy and won’t be able to visit has worked.
Investors may miss out on a portion of their potential returns by choosing bank savings options instead of higher yielding money market funds. According to recent data, if you hold $10,000 in cash, you could earn about $170 in a year, at the current average yields of money market mutual funds. In a bank savings account, you’d only make about $10.* The difference is $160 – and although it may not seem like a lot, over time, this amount can add up! In all honesty, I was able to build a lifelong memory with Camilla for $160. Yet, I’m intrigued to see if I am getting the most out of my cash. With that being said, I urge you to research if your financial provider has your best interests at heart.
This post is sponsored by Vanguard, but the content and opinions expressed here are my own. *This illustration uses 1.69% average yield for money market mutual funds and 0.09% national average yield for bank savings, both as of 9/30/2018, according to cranedata.com and bankrate.com. These rates are not guaranteed. Vanguard is owned by its funds, which in turn are owned by their investors. All investing is subject to risk, including the possible loss of the money you invest. Bank deposits are guaranteed (within limits) as to principal and interest by an agency of the federal government. There may be other material differences between products that should be considered before investing.